Personal Loan

Personal Loan

Flexible. Fast. Reliable financial support for your personal needs.

What is a Personal Loan?

A Personal Loan is an unsecured loan that does not require any collateral. It can be used for various personal needs such as medical expenses, weddings, travel, education, or emergencies.

Key Features

  • No collateral required
  • Quick approval and disbursal
  • Fixed EMI throughout the tenure
  • Flexible repayment options
  • Multi-purpose usage

Uses of Personal Loan

  • Medical emergencies
  • Wedding and family functions
  • Travel and holidays
  • Education and skill development
  • Debt consolidation

Eligibility Criteria

  • Age between 21 to 60 years
  • Stable income source
  • Good credit history
  • Minimum income as per bank norms

Documents Required

  • Identity Proof (Aadhaar / PAN)
  • Address Proof
  • Income Proof
  • Recent photographs

Benefits

  • Instant financial support
  • No asset risk
  • Easy documentation
  • Flexible tenure

Important Note

Always assess your repayment capacity before taking a personal loan. Reviewing your Financial Health Report (FHR) helps you make responsible and confident borrowing decisions.